The $50 deductible no longer applies to the Preventive care. The $50 deductible now only applies to Basic and Major Services.
Veterans and CHAMPVA Beneficiaries
Ameritas PrimeStar℠ Dental provides Veterans and CHAMPVA beneficiaries the opportunity to purchase dental insurance at a great rate. Purchasing a dental plan does not affect Veterans’ eligibility for VA dental services and treatment. Covered services include diagnostic, preventative, surgical, emergency and endodontic/restorative treatment.
Military Benefits Services℠ is committed to finding dental plans that meet the needs of Veterans and their families. The Ameritas PrimeStar℠ dental and vision insurance plans offer affordable coverage with instant free online quotes, coverage for individuals 18+ (including seniors), no online enrollment fees and the Ameritas Dental Network.
Ameritas has no waiting periods, no-application fee plus you can request an effective date as soon as the next day.
Each quote provides plans available in your area. You can click, view details to see what the plan covers. You can look at the vision plans as well. Once you decide, click the purchase button, a window pops up with two options, CHECKOUT NOW or VIEW VISION OPTIONS.
Why do I need Dental insurance coverage?
If you are in the market for dental insurance and find yourself asking, “Why do I need it?” consider the advantages to your overall health. Our oral and ocular health can be key indicators in detecting early stages of many health risks and diseases along with preventing many other health issues.
Ameritas understands that your needs are unique
We’re committed to finding you the dental plans that meets your needs. Our PrimeStar℠ dental and vision insurance plans offer affordable coverage with instant free online quotes, coverage for individuals 18+ (including seniors), no online enrollment fees and the Ameritas Dental Network.
Protect your smile
From covering just the essentials to more complete dental coverage, theirs a PrimeStar℠ individual dental insurance plan to fit your needs and budget.
Research shows that good dental health is essential to your overall health. Protecting your smile starts with regular visits to the dentist, and a good dental plan.
- Immediate coverage on preventive services, covering two exams and cleanings per year
- Freedom to use any dentist with the opportunity to use the Ameritas dental network for greater savings
- No enrollment fee
- Single rate for all ages
- Optional vision coverage
- From $1,000 to $2,000 calendar year maximum benefit
Protecting your overall health, too!
Protecting your smile starts with that semi-annual trek to the dentist. But, did you know, you’re protecting your overall health as well? Research shows that your mouth is an important window intoyour overall health. PrimeStar℠ Individual Dental Insurance can help keep your smile sparkling while protecting your overall wellness, too.
Dental Network Plan Options
PrimeStar℠ Advantage plans bring you the Ameritas network with features like:
- Discounted fees, typically 30% below average charges in your community
- Immediate network discounts
- One of the largest nationwide networks with over 428,000 access points and 111,500 unique providers
You have the option of a Network (MAC) or U&C PPO dental plan. If you visit an Ameritas network provider, the plan-paid benefits are based on a negotiated fee schedule.
Network (MAC) plans are designed for those who will visit an Ameritas dental network provider. If you visit a network dentist, your out-of-pocket costs will almost always be less because of the negotiated fees. If you visit an out-of-network dentist, you pay the difference between what the plan pays and the dentist;s actual charge, which may result in higher out-of-pocket costs.
U&C PPO plans are designed for those who value the freedom to visit any dentist, but will enjoy additional savings with an Ameritas network provider. While all of our PrimeStar℠ plans allow you to choose any dentist, U&C plans offer you richer benefits out-of-network than MAC plans. If you use a non-network provider, covered benefits are paid at the 80th percentile of usual and customary charges. You pay the difference between what the plan pays and the dentist’s actual charge, which may result in higher out-of-pocket costs compared to the Ameritas dental network negotiated fee schedule.