Protect your smile
From covering just the essentials to more complete dental coverage, there’s a PrimeStar individual dental insurance plan to fit your needs and budget.
Research shows that good dental health is essential to your overall health. Protecting your smile starts with regular visits to the dentist, and a good dental plan.
- Immediate coverage on preventive services, covering two exams and cleanings per year
- Freedom to use any dentist with the opportunity to use the Ameritas dental network for greater savings
- No enrollment fee
- Single rate for all ages
- Optional vision coverage
- From $1,000 to $2,000 calendar year maximum benefit
Protecting your overall health, too!
Protecting your smile starts with that semi-annual trek to the dentist. But, did you know, you’re protecting your overall health as well? Research shows that your mouth is an important window in to your overall health. PrimeStar Individual Dental Insurance can help keep your smile sparkling while protecting your overall wellness, too.
Dental Network Plan Options
PrimeStar℠ Advantage plans bring you the Ameritas network with features like:
- Discounted fees, typically 30% below average charges in your community
- Immediate network discounts
- One of the largest nationwide networks with over 428,000 access points and 111,500 unique providers
You have the option of a Network (MAC) or U&C PPO dental plan. If you visit an Ameritas network provider, the plan-paid benefits are based on a contracted fee schedule.
Network (MAC) plans are designed for those who will visit an Ameritas dental network provider. If you visit a network provider, your out-of-pocket costs will almost always be less because of the contracted fees (MAC/maximum allowable charge). If you visit an out-of-network dentist, you pay the difference between what the plan pays and the dentist’s actual charge (MAB/maximum allowable benefit), which may result in higher out-of-pocket costs.
U&C PPO plans are designed for those who value the freedom to visit any dentist, but will enjoy additional savings with an Ameritas network provider. While all of our PrimeStar plans allow you to choose any dentist, U&C plans offer you richer benefits out-of-network than MAC plans. If you use a non-network dentist, covered benefits are paid at the 80th percentile of usual and customary charges. You pay the difference between what the plan pays and the dentist’s actual charge, which may result in higher out-of-pocket costs compared to the Ameritas dental network contracted fee schedule.
Underwritten by: Ameritas Life Insurance Corp., 5900 O Street Lincoln, NE 68510 Ameritas life Insurance Corp. of New York, 1350 Broadway Suite 2201, New York, NY 10018